CERTIFICATES OF DEPOSIT (CDs)
| Product | Minimum Opening Deposit | Rate | APY * | Minimum Balance to Earn APY | Interest Credited | FDIC Insured | Monthly Maintenance Fee | |
|---|---|---|---|---|---|---|---|---|
| Term CD 1 Year |
$1,000 | 0.40% | 0.40% | $1,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| Term CD 2 Year |
$1,000 | 0.50% | 0.50% | $1,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| Term CD 3 Year |
$1,000 | 0.55% | 0.55% | $1,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| Jumbo CD 2 Year |
$100,000 | 0.55% | 0.55% | $100,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| Rising CD 18 Month |
$5,000 | 0.45% | 0.45% | $5,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| Rising CD 36 Month |
$25,000 | 0.55% | 0.55% | $25,000 | Every 3 months | $0 | OPEN AN ACCOUNT | |
| No Penalty CD** 15 Month |
$1,000 | 0.45% | 0.45% | $1,000 | Every 3 Months | $0 | OPEN AN ACCOUNT |
*Annual percentage yield (APY) effective 01/23/2022. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
**You may not make any deposits into your account before maturity.
You may withdraw the total balance and interest earned, without penalty beginning seven days after the funds have been received for your Certificate of Deposit. No withdrawals are permitted during the first six days following the receipt of funds.
**You may not make any deposits into your account before maturity.
You may withdraw the total balance and interest earned, without penalty beginning seven days after the funds have been received for your Certificate of Deposit. No withdrawals are permitted during the first six days following the receipt of funds.
SAVINGS
| Product | Minimum Opening Deposit | Rate | APY * | Minimum Balance to Earn APY | Interest Credited | FDIC Insured | Monthly Maintenance Fee | |
|---|---|---|---|---|---|---|---|---|
| High Yield Savings Account | $1,000 | 0.45% | 0.45% | $1,000 | Monthly | $0 | OPEN AN ACCOUNT |
*Annual percentage yield (APY) effective 01/23/2022. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
CHECKING
| Product | Minimum Opening Deposit | Rate | APY * | Minimum Balance to Earn APY | Interest Credited | FDIC Insured | Monthly Maintenance Fee | |
|---|---|---|---|---|---|---|---|---|
| Rising Checking | $1,000 | 0.30% | 0.30% | $1,000 | Yes | $0 | OPEN AN ACCOUNT |