Mortgage
First Time & Forever Mortgage by Rising Bank.
Your dreams are our dreams, too. Let’s get you home.
Whether you’re looking to buy or build your home, Rising Bank can help guide you every step of the way. Let us help you move into the home of your dreams or make those home upgrades you’ve been dreaming about.
We’re an Online Bank with a Community Bank Approach
Getting a new mortgage can feel overwhelming. Our friendly loan experts are ready to make your home loan happen by breaking this process into small steps. Customers love our high-touch personal experience.
WHY WE RISE ABOVE THE COMPETITION
Competitive interest rates
Our average review score is 4.86 from over 1,200 reviews
Personalized service
Our friendly loan experts are ready to earn your 5-star review
RISING BANK MORTGAGE RATES AND TERMS
Type
Rate
APR
*Rates are effective as of 07/24/2024
Rising Bank currently lends in the following states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah, Wisconsin and Wyoming.
Mortgage Products
We offer financing solutions to fit your needs, whether you are a first-time home buyer, buying your second home, or refinancing your dream home. Let’s find a loan that works for you.
Conventional
Low rates, high flexibility. In the world of conventional loans, there are many options to choose from, which makes it easier to find a loan that aligns with your current financial situation and goals
FHA
Earn more for your money with a Rising Bank High Yield Savings account. Our interest rate may be higher than the rates offered by traditional banks.
VA
For current and former members of the military, VA Home Loans are partly guaranteed (typically a quarter of the loan value) by the U.S. Department of Veterans Affairs. Qualified applicants can purchase a home with little or no-down-payment and lower interest rates than other types of home loans.
USDA
Want to be away from cities and enjoy country living? The USDA Loan is guaranteed by the U. S. Department of Agriculture, offers low interest rates, and allows the borrower up to 100% of the appraised home value.
Frequently Asked Questions
WHY WE RISE ABOVE THE COMPETITION
Products
Our products are focused on helping you create wealth and achieve financial security – now and in the years to come.
Personal Service
Questions? Concerns? Our financial experts are standing by to provide you with the personalized service you deserve.
Peace of Mind
Rising Bank is designed to make your banking experience as positive and secure as possible.