Privacy Policy

Rev December 2018

FACTS

WHAT DOES RISING  BANK, A DIVISION OF MIDWEST BANKCENTRE DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

 

  • Social Security number and income
  • Account Balances         and Transaction history
  • Payment history           and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

 

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Rising Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Rising Bank share?

Can you limit this sharing?

For our everyday business purpose-

such as to process your transaction, maintain your account(s), respond to court orders and legal

Investigations, or report to credit bureaus

 

 

Yes

 

 

No

For our marketing purpose-

to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

Yes

 

No

 

For our affiliates’ everyday business purposes-

Information about your transactions and experiences

 

No

 

We Don’t Share

 

For our affiliates’ everyday business purposes-

Information about your creditworthiness

 

No

 

We Don’t Share

 

For our nonaffiliates to market to you

 

 

No

 

We Don’t Share

 

Questions?

Call 888-222-9484 or go to www.risingbank.com

 

 

What We Do

 

How does Rising Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Rising Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or make deposits or withdrawals from your account
  • Show your government-issued ID or provide employment information
  • Apply for a loan

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharings?

 

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information

about your creditworthiness

  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

 

Definitions

 

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Rising Bank does not share with our affiliates (Midwest BankCentre, Inc, Midwest BankCentre Insurance Agency, LLC.)

 

Non Affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Rising Bank does not share with nonaffiliates so they can market to you.

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include such entities as wealth management companies and credit card companies.