Mortgage

First Time & Forever Mortgage by Rising Bank
Your dreams are our dreams, too. Let's get your home.


APPLY NOW

Whether you're looking to buy or build your home, Rising Bank can help guide you every step of the way. And with historically low interest rates, there is no better time to refinance your existing mortgage and pay less every moth!

We're an Online Bank with a Community Bank Approach

Getting a new mortgage can feel overwhelming. Our friendly loan experts are ready to make your home loan happen by breaking this process in to small steps. Customers love out high-touch personal experience   

WHY WE RISE ABOVE THE COMPITION

Competitive interest rate
Personalized Service
Our average review score is 4.92 from over 900 reviews
Our friendly loan experts are ready to earn your 5-star review

RISING BANK MORTGAGE RATES AND TERMS

Type Rate APR
15-Year Fixed Conventional 2.00% 2.074%
30-Year Fixed Conventional 2.50% 2.54%

*Rates are effective as of 11/19/2020

Rising Bank currently lends in the following states: Florida, Colorado, Ohio, Indiana, Missouri, Illinois, Iowa, Nebraska, Kansas, Oklahoma, Arkansas, Tennessee and Kentucky

MORTGAGE PRODUCTS

We offer financing solutions to fit your needs, whether you are a first time home buyer, buying your second home or refinancing your dream home. Lets find the loan that works for you.

Conventional

Low rates. high flexibility. In the world of conventional loans, there are many options to choose from, which makes it easier to find a loan that aligns with your current financial situation and goals.

FHA

If you are working through credit challenges, or trying to keep your down payment low, an FHA loan could fit your needs-as long as you are purchasing a primary residence.

VA

For current and former members of the military, VA Home Loans are partly guaranteed( typically a quarter of the loan value) by the U.S. Department of Veterans Affairs. Qualified applicants can purchase a home with little or no down-payment - and lower interest rates than other types of home loans.

USDA

Want to be away from cities and enjoy country living? The USDA Loan is guaranteed by the U. S. Department of Agriculture, offers low interest rates, and allows the borrower up to 100% of the appraised home value.