Home Equity Loans

Make It Your Own. What Dreams Could Your Equity Fund?


If you are considering making improvements to your home, consolidating high interest debt or looking for ways to pay for your child’s college education, you may be able to use funds from your home's equity to cover the costs.

We're an Online Bank with a Community Bank Approach

Home Equity Loans can feel overwhelming. 
Our friendly loan experts are ready to make your loan
happen by breaking this process into small steps. 
Customers love our high-touch, personal experience.


Whether you're interested in a Home Equity Line of Credit (HELOC) or a Home Equity Loan, we offer a variety of credit options to meet your needs - both big and small.


With a HELOC loan from Rising Bank, you can get access to funds on an ongoing basis by writing checks to pay expenses as needed.  Our loans come with a low, variable interest rate.

Home Equity Loan

Our Home Equity Loans allow you to borrow a specific amount, with a fixed rate,
term and monthly payment schedule. You'll receive a one-time, sum payout.

Frequently Asked Questions



With competitive rates and personalized service that averages a review score of 4.86 from over 1,200 reviews, our team of loan experts are ready to earn your 5-star review!

Today's Low Home Equity Rates

Type Rate APR
Home Equity Line of Credit Special Introductory Rate for 6 Months 7.00% 9.50%
Home Equity Loan Call for Rates - (888) 222-9484 -

*Rates are effective as of 04/17/2024

Rising Bank currently lends in the following states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah, Wisconsin and Wyoming.