Mortgage

First Time & Forever Mortgage by Rising Bank.
Your dreams are our dreams, too. Let's get you home.


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Whether you're looking to buy or build your home, Rising Bank can help guide you every step of the way. And with historically low-interest rates, there is no better time to refinance your existing mortgage and pay less every month!

We're an Online Bank with a Community Bank Approach

Getting a new mortgage can feel overwhelming. Our friendly loan experts are ready to make your home loan happen by breaking this process into small steps. Customers love our high-touch personal experience.

WHY WE RISE ABOVE THE COMPETITION

Competitive interest rates
Personalized Service
Our average review score is 4.86 from over 1,200 reviews
Our friendly loan experts are ready to earn your 5-star review

RISING BANK MORTGAGE RATES AND TERMS

Type Rate APR
15-Year Fixed Conventional 2.250% 2.331%
30-Year Fixed Conventional 2.875% 2.924%

*Rates are effective as of 11/22/2021

Rising Bank currently lends in the following states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah, Wisconsin and Wyoming.

MORTGAGE PRODUCTS

We offer financing solutions to fit your needs, whether you are a first-time home buyer, buying your second home, or refinancing your dream home. Let's find a loan that works for you.

Conventional

Low rates, high flexibility. In the world of conventional loans, there are many options to choose from, which makes it easier to find a loan that aligns with your current financial situation and goals.

FHA

If you are working through credit challenges, or trying to keep your down payment low, an FHA loan could fit your needs-as long as you are purchasing a primary residence.

VA

For current and former members of the military, VA Home Loans are partly guaranteed (typically a quarter of the loan value) by the U.S. Department of Veterans Affairs. Qualified applicants can purchase a home with little or no-down-payment and lower interest rates than other types of home loans.

USDA

Want to be away from cities and enjoy country living? The USDA Loan is guaranteed by the U. S. Department of Agriculture, offers low interest rates, and allows the borrower up to 100% of the appraised home value. 

Frequently Asked Questions

WHY WE RISE ABOVE THE COMPETITION

Products

Our products are focused on helping you create wealth and achieve financial security – now and in the years to come.

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Personal Service

Questions? Concerns? Our financial experts are standing by to provide you with the personalized service you deserve.

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Peace of Mind

Rising Bank is designed to make your banking experience as positive and secure as possible.

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