Home Equity Loans
Make It Your Own. What Dreams Could Your Equity Fund?
If you are considering making improvements to your home, consolidating high interest debt or looking for ways to pay for your child’s college education, you may be able to use funds from your home’s equity to cover the costs.
We’re an Online Bank with a Community Bank Approach
Home Equity Loans can feel overwhelming.
Our friendly loan experts are ready to make your loan happen by breaking this process into small steps.
Customers love our high-touch, personal experience.
HOME EQUITY PRODUCTS
Whether you’re interested in a Home Equity Line of Credit (HELOC) or a Home Equity Loan, we offer a variety of credit options to meet your needs – both big and small.
HELOC
With a HELOC loan from Rising Bank, you can get access to funds on an ongoing basis by writing checks to pay expenses as needed. Our loans come with a low, variable interest rate.
Home Equity Loan
Our Home Equity Loans allow you to borrow a specific amount, with a fixed rate, term and monthly payment schedule. You’ll receive a one-time, sum payout.
Frequently Asked Questions
What is the difference between a HELOC and a Home Equity Loan?
A home equity loan allows you to borrow a specific amount, with a fixed rate, term and monthly payment schedule. You’ll receive a one-time, sum payout.
A home equity line of credit (HELOC) is a revolving credit line. This means, you can get access to funds on an ongoing basis by writing checks to pay expenses as needed.
What are your current Home Equity Loan rates?
Please review our rates below on this page.
We’re an online bank with a community bank approach
Home Equity Loans can feel overwhelming. Our friendly loan experts are ready to make your loan happen by breaking this process into small steps. Customers love our high-touch, personal experience.
Why We Rise Above the Competition
With competitive rates and personalized service that averages a review score of 4.86 from over 1,200 reviews, our team of loan experts are ready to earn your 5-star review!
Today’s Low Home Equity Rates
Type
Rate
APR
Home Equity Loan
Call for Rates – (888) 222-9484
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*Rates are effective as of 5/14/2025 and are subject to change.
Rising Bank currently lends in the following states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah, Wisconsin and Wyoming.
WHY WE RISE ABOVE THE COMPETITION
Products
Our products are focused on helping you create wealth and achieve financial security – now and in the years to come.
Personal Service
Questions? Concerns? Our financial experts are standing by to provide you with the personalized service you deserve.
Peace of Mind
Rising Bank is designed to make your banking experience as positive and secure as possible.