Term CDs To Fit Your Needs
At Rising Bank, our financial experts want to help you achieve your financial goals. When you’re saving for a goal that’s at least six months away, a Rising Bank Fixed-Rate CD can ensure your money stays secure and growing. Lock in a high interest CD rate then sit back and reap the guaranteed returns. Our term CDs are available in 6-month, 15-month, 1-year, 2-year, and 3-year maturities. Give us a call at 1-888-222-9484 to learn more!
WHAT YOU GET WITH ALL RISING BANK CDs
Top tier CD rates
Rising Bank’s fixed rate CDs offer some of the most competitive CD rates available, providing a reliable way to grow your savings with a guaranteed interest rate. Whether you’re saving for short-term goals with a 1-year term CD or looking for longer-term growth with a 3-year term CD, our fixed rate CD options deliver a higher annual percentage yield (APY) compared to many other savings products. Lock in your fixed interest rate at the time of account opening and enjoy a secure, predictable way to increase your savings over the course of your chosen term length.
Deposit is insured by FDIC
Every deposit you make into a Rising Bank CD account is protected by FDIC insurance, giving you peace of mind that your funds are safe up to the maximum limit. Whether you’re investing in a high-yield CD, traditional CD, or a jumbo cd, your money is fully secure as it grows over time. Our member FDIC status ensures your fixed-rate CD is backed by the government’s financial protections, allowing you to save confidently knowing your investments are safeguarded.
CD term options to meet your goals
Rising Bank provides a variety of CD term options to fit your specific financial objectives, ranging from short-term options like 1-year CDs to longer-term choices such as 2-year and 3-year CDs. Our flexible terms make it easy to select the right fixed-rate CD for your needs, whether you’re looking for a special fixed rate CD, or even a strategic CD ladder to maximize your returns. With each option, you’ll lock in a fixed interest rate and enjoy guaranteed growth until your CD matures.
Best-in-class customer service
At Rising Bank, we pride ourselves on offering best-in-class customer service to support your financial journey. From helping you choose the right CD term or minimum deposit to answering any questions about early withdrawal penalties, our experts are here to guide you every step of the way. Our goal is to make your experience seamless, whether you’re selecting a shorter term CD, calculating returns with a CD calculator, or planning for long-term savings with a longer term CD.
Rising Bank CD Rates and Terms
6 Month
*Annual percentage yield (APY) effective 05/21/2025. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
1 Year
*Annual percentage yield (APY) effective 05/21/2025. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
15 Month
*Annual percentage yield (APY) effective 05/21/2025. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
2 Year
*Annual percentage yield (APY) effective 05/21/2025. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
3 Year
*Annual percentage yield (APY) effective 05/21/2025. Restrictions may apply. Penalty for early withdrawal may apply. Rates subject to change without notice. Fees may reduce earnings.
WHY WE RISE ABOVE THE COMPETITION
Products
Our products are focused on helping you create wealth and achieve financial security – now and in the years to come.
Personal Service
Questions? Concerns? Our financial experts are standing by to provide you with the personalized service you deserve.
Peace of Mind
Rising Bank is designed to make your banking experience as positive and secure as possible.