Rev March 2020

FACTS

WHAT DOES RISING BANK, A DIVISION OF MIDWEST BANKCENTRE DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include: Social Security number and incomeAccount Balances and Transaction historyPayment history and Credit HistoryWhen you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Rising Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Rising Bank share?	Can you limit this sharing?
For our everyday business purpose-such as to process your transaction, maintain your account(s), respond to court orders and legalInvestigations, or report to credit bureaus	Yes	No
For our marketing purpose-to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes-Information about your transactions and experiences	No	We Don’t Share
For our affiliates’ everyday business purposes-Information about your creditworthiness	No	We Don’t Share
For our nonaffiliates to market to you	No	We Don’t Share

Questions?

Call 888-222-9484 or go to www.risingbank.com

What We Do

How does Rising Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Rising Bank collect my personal information?	We collect your personal information, for example, when youOpen an account or make deposits or withdrawals from your accountShow your government-issued ID or provide employment informationApply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharings?	Federal law gives you the right to limit onlysharing for affiliates’ everyday business purposes – information about your creditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to you

Definitions

Affiliates	Companies related by common ownership or control.  They can be financial and nonfinancial companies.Rising Bank does not share with our affiliates (Midwest BankCentre, Inc, Midwest BankCentre Insurance Agency, LLC., Rising Analytics, LLC)
Non Affiliates	Companies not related by common ownership or control.  They can be financial and nonfinancial companies.Rising Bank does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Our joint marketing partners include such entities as wealth management companies and credit card companies.

Other important information

California residents: Under California law, we will not share nonpublic personal information about you with our affiliates or any nonaffiliated third party, other than permitted by law, unless we receive your consent.Nevada residents: Nevada law requires that we provide you with the following contact information regarding “do-not-call” lists: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Telephone 702-486-3132; email: BCPINFO@ag.state.nv.us; Rising Bank, a Division of Midwest BankCentre, 2191 Lemay Ferry Road, St. Louis, MO 63125; Telephone: 888-222-9484; email: support@risingbank.com.