Conventional
Low rates, high flexibility. In the world of conventional loans, there are many options to choose from, which makes it easier to find a loan that aligns with your current financial situation and goals.
Mortgage
First Time & Forever Mortgage by Rising Bank.
Your dreams are our dreams, too. Let's get you home.
Whether you're looking to buy or build your home, Rising Bank can help guide you every step of the way. Let us help you move into the home of your dreams or make those home upgrades you've been dreaming about.
WHY WE RISE ABOVE THE COMPETITION
Competitive interest rates
Personalized Service
Our average review score is 4.73 from over 1,400+ reviews
Our team of mortgage experts is ready to earn your 5-star review!
RISING BANK MORTGAGE RATES AND TERMS
| Type | Rate | APR |
| 15-Year Fixed Conventional | 6.875 | 7.007 |
| 30-Year Fixed Conventional | 7.375 | 7.461 |
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*Rates are effective as of 04/17/2024 Rising Bank currently lends in the following states: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, Tennessee, Texas, Utah, Wisconsin and Wyoming. |
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MORTGAGE PRODUCTS
We offer financing solutions to fit your needs, whether you are a first-time home buyer, buying your second home, or refinancing your dream home. Let's find a loan that works for you.
FHA
If you are working through credit challenges, or trying to keep your down payment low, an FHA loan could fit your needs-as long as you are purchasing a primary residence.
VA
For current and former members of the military, VA Home Loans are partly guaranteed (typically a quarter of the loan value) by the U.S. Department of Veterans Affairs. Qualified applicants can purchase a home with little or no-down-payment and lower interest rates than other types of home loans.
USDA
Want to be away from cities and enjoy country living? The USDA Loan is guaranteed by the U. S. Department of Agriculture, offers low interest rates, and allows the borrower up to 100% of the appraised home value.
FINANCIAL EDUCATION
If you are trying to buy a home, we are here to equip you with the knowledge and skills you need to make the financial decisions that are best for you and your family.